ABUJA FCT – The students arriving the United States for the first time, important tips has been provided to enable you settle and acclamatise as quickly as possible without stress or had I known.
This tips were released on the X account of Nigerians in US @NIUS_Community on Sunday. It is aimed at educating Nigerians migrating to the U.S to know the important things that they require to do or get for ease of settlement upon their arrival.
These important tips for students arriving in the U.S. are as follows:
Set Up a Network Provider:
Getting a mobile network provider is one of the first things you should do upon arriving in the U.S.
Popular options include Mint Mobile (budget-friendly), Lyca, T-Mobile, and AT&T. It’s crucial to check which provider offers the best coverage in your area.
WiFi is widely available, so you may not need an unlimited data plan right away.
You can get a SIM card at the airport, Walmart, or ask someone to order one for you before you arrive, as delivery can take some time. Having a U.S. phone number is essential for tasks like opening a bank account in your first few days.
Accommodation: Graduate housing is a convenient option if available. If not, you’ll need to find an apartment and sign a lease, which typically lasts for one year.
Be sure to read the terms of your lease carefully. Violating lease conditions, such as breaking the lease early, can result in the loss of your security deposit.
Credit Card: As a student, it’s highly recommended to get a credit card to start building your credit history in the U.S.
The Discover Student Card is a great option, as it has no annual fee and offers student-friendly rewards.
You can apply for this card with just your I-20 form, visa, and U.S. phone number, making it easy to get started within your first few days in the country.
If possible, have someone refer you when applying—you and the referrer can both receive a $100 bonus.
Social Security Number (SSN): Obtaining a Social Security Number (SSN) is crucial for working and other official activities in the U.S.
However, you can only apply for an SSN after you’ve been in the U.S. for at least 10 days.
Visit your university’s International Student Services Office (ISSO) for guidance. They will inform you about the necessary documents and procedures for applying at the Social Security Administration (SSA) office.
If you secure a part-time job, you’ll be eligible to apply for an SSN. If you are on a funding package, you may need to obtain a work authorization letter from your department or the ISSO before applying.
Open a Checking Account:
Opening a U.S. bank account is essential, especially if you have university funding or plan to work on or off campus. Universities typically require a U.S. bank account to deposit funds, and employers will need your account details to pay you.
In the U.S., there are two main types of bank accounts:
•Checking Account: Used for everyday transactions like deposits, withdrawals, and bill payments. •Savings Account: Used to save money and earn interest over time.
When opening an account, be sure to read the terms and conditions carefully to understand any fees that may apply. Some banks offer ways to waive account maintenance fees, such as maintaining a minimum balance or setting up direct deposits.
Get your debit card 💳
If your bank offers you a credit card, it’s worth considering.
Building your credit with two cards from the start (if you can manage them responsibly) is a common strategy. This is not financial advice, but it’s something to consider as you plan your finances in the U.S.
6. Groceries and Household Items:
When it comes to groceries and everyday essentials, several stores offer good options at affordable prices:
•Walmart: A popular choice for a wide variety of groceries, household items, and more at competitive prices.
•Dollar Tree: Nearly everything in this store is priced at $1.25, making it a budget-friendly option for basic items.
•Star Market: Another option for groceries, though it may vary by region. • Checkout African stores near you.
For household items, clothes and stuffs like furniture or kitchenware, check out your nearest Goodwill store.
Goodwill offers gently used items at discounted prices, making it a great place to find affordable home essentials.
7. Student Discounts: As a student, you have access to a wide range of discounts that can save you money on various products and services:
•Technology: Companies like Apple and software providers offer student discounts on devices and subscriptions. •Streaming Services: Take advantage of discounted rates on platforms like Spotify and Amazon Prime. •Internet: Some internet providers, like Xfinity, offer student discounts on plans. •Clothing and Retail: Many clothing stores and retailers offer discounts to students. •Food Pantry: Some campuses provide food pantries where students can get groceries at little to no cost.
Use platforms like Student Beans to discover great student discounts on a wide range of products and services.
Additionally, some barbershops offer student discounts, so always ask before making a purchase, especially for big-ticket items—you might get lucky and save more than you expect.
Getting a Real ID:
A Real ID is a type of identification that meets enhanced security standards set by the U.S. federal government. Starting in May 2025, a Real ID will be required for certain activities, such as boarding domestic flights and entering federal buildings.
To obtain a Real ID, you’ll need to visit your state’s DMV or RMV in person and provide specific documents that prove your identity, Social Security number, and residency. These typically include:
•Proof of Identity: Passport, birth certificate, or permanent resident card. •Social Security Number: Social Security card or a W-2 form. •Proof of Residency: Utility bill, lease agreement, or bank statement with your current address.
The process can take some time, so it’s advisable to apply well in advance of when you might need it.
Note that if you already have a valid passport, you can still use it for air travel, but having a Real ID is a convenient alternative.
8. Driver’s License: If you have an international driver’s license, it is typically valid for one year each time you enter the U.S. However, before you start driving, make sure to visit the nearest Registry of Motor Vehicles (RMV) or Department of Motor Vehicles (DMV) to confirm the regulations in your state.
It’s important to never drive without a valid license. As soon as possible, start the process of obtaining a state-issued driver’s license, which will make it easier for you to drive legally and rent cars as needed.
Remember, having a state driver’s license is not only necessary for driving but also often used as a form of identification in the U.S.
9. Healthcare and Insurance: Healthcare in the U.S. can be expensive, so it’s essential to have health insurance.
Many universities offer student health insurance plans, which are often the most convenient and affordable option.
Be sure to familiarize yourself with the details of your coverage, including how to access medical services and what to do in case of an emergency. If you’re on a university-sponsored insurance plan, find out where the nearest in-network hospitals and clinics are located.
10. Public Transportation:
If you don’t plan to drive, look into public transportation options in your area. Many cities have reliable bus, train, or subway systems. Some universities also offer free or discounted transit passes to students. Download transit apps like Google Maps or local apps to help you navigate public transportation.
11. Campus Resources:
Take advantage of campus resources such as libraries, counseling services, career centers, and recreational facilities.
Many universities offer workshops, events, and services that can help you with academic, personal, or professional development. Don’t hesitate to reach out if you need support.
12. Cultural Adjustment:
Adjusting to a new culture can be challenging. Take time to explore your new environment, make friends, and get involved in campus activities.
Many universities have international student organizations that can help you connect with others who are going through similar experiences.
Don’t be afraid to ask questions and seek help if you need it.
Join community of fellow nationals (NIUS is here to support you if you have any questions)
Try to know the laws on the use of Alcohol, smoking. As this varies across states.
Some states do not allow public consumption of alcohol or flavored cigarettes. Beware!!!!!
13. Financial Management:
Managing your finances as a student is crucial. Create a budget to track your expenses, including tuition, rent, groceries, and other living costs.
Look into opening a savings account to set aside money for emergencies. Be cautious with credit card use to avoid accumulating debt.
14. Safety:
Familiarize yourself with the safety protocols on your campus and in your community.
Save the contact information for campus security and local emergency services.
When going out, especially in unfamiliar areas, it’s a good idea to stay aware of your surroundings and let someone know where you’re going.
15. Networking:
Building a network is valuable for both your academic and professional growth. Attend events, join clubs or organizations, and connect with professors and peers. Networking can open up opportunities for internships, research, and jobs.
16. Legal Considerations:
Ensure that you stay informed about your visa status and any legal requirements related to your stay in the U.S.
This includes knowing the rules around work authorization, maintaining full-time student status, and reporting any changes to your International Student Office. Keeping your documents, like your passport and I-20, up to date is also important.